Accounts: FNB PLUS CHECKING ACCOUNT
OVERDRAFT PROTECTION ACCOUNT

Requirements

  • MINIMUM BALANCE OF $10.00 TO OPEN ACCOUNT

 

Benefits
  • NO MINIMUM BALANCE

  • FREE CHECKS

  • $300.00 OVERDRAFT PROTECTION (SEE BELOW FOR DETAILS)

 

Cost
  • $4.00 SERVICE CHARGE

  • $20.00 CHARGE PER ITEM FOR NONSUFFICIENT FUNDS

 

IMPORTANT NOTE ABOUT OVERDRAFT PROTECTION:  There is a $20 charge per item for non sufficient funds that will not be waived.  Any items presented for payment that exceed the $300 limit may be returned and an insufficient items charge of $20 will apply.  Account holder has 15 days to make a deposit to cover any overdraft.  I f a deposit is not made to bring the account to a positive balance within the 15 day period, overdraft protection privileges may be revoked and the account will be subject to the same charges and terms of our Regular checking account.**.  If a deposit is not made to cover your overdraft within 30 days the account may be closed and reported as a non paying account to credit agencies.

**Regular checking accounts have a monthly service charge of $8.50 if the average balance falls below $500.00.  There are no overdraft privileges on the account.  Printed check fees depend on style of check ordered.

 


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