Requirements

• MINIMUM BALANCE OF $100.00 TO OPEN ACCOUNT

• AT OUR DISCRETION, WE MAY CHANGE THE INTEREST RATE AND ANNUAL PERCENTAGE RATE ON YOU ACCOUNT AT ANY TIME. INTEREST WILL BE COMPOUNDED EVERY DAY AND CREDITED TO YOUR ACCOUNT EVERY QUARTER. IF YOU CLOSE YOUR ACCOUNT BEFORE INTEREST IS CREDITED, YOU WILL NOT RECEIVE THE ACCRUED INTEREST.

• A SERVICE CHARGE FEE OF $10.00 WILL BE IMPOSED EVERY STATEMENT CYCLE IF THE BALANCE IN THE ACCOUNT FALLS BELOW $100.00 ANY DAY OF THE CYCLE