Privacy Policy

Privacy Policy

THE FIRST NATIONAL BANK OF ANSON
PRIVACY POLICY and PROCEDURES

The directors, management and staff of The First National Bank of Anson are concerned about and respect the privacy of our customers’ personal financial information. We understand that our customers furnish sensitive information to the bank in the course of daily business, and the bank is committed to treating such information responsibly. We know that our customers expect privacy and security for their personal and financial affairs.

The Bank will take all the necessary steps to safeguard sensitive information that has been entrusted to us by our customers. The following privacy policy outlines our Bank’s practice regarding personally identifiable financial information for consumers and those consumers who become our customers.

NOTICE OF YOUR
FINANCIAL PRIVACY RIGHTS

This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Safe deposit box
All persons (individuals) who do not have a continuing relationship with us but who may use a financial product or service we provide in isolated transactions. this includes, for example, someone who
- Uses our ATM machine
- Purchases traveler’s checks or money orders
- Applies for a loan that does not get completed

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

We, our and us means The First National Bank of Anson.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or forms
Information about your transactions with us
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as authorized by law.

THE CONFIDENTIALITY, SECURITY
AND INTEGRITY OF YOUR NONPUBLIC
PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION
AND NONAFFILIATED THIRD PARTIES

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except permitted by law.

NONPUBLIC PERSONAL INFORMATION
AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers.